SUBTERFUGE: What happens with the "Note"

[Metheist]

SUBTERFUGE (http://counterthespianage.com/subterfuge.html)

[Noah]

that link's not working. Maybe the "Domain Expiration" went unnoticed.

In light of the fact the bank was paid from the get-go, when I signed the note, I'm exploring options for getting out of mortgage debt slavery, with honor. The strategies I've seen include "Produce the Note" and "Refusal for Cause" but someone told me about a "payoff/setoff" discharge strategy. I'm awaiting more details but it sounds like you request a total payoff figure from the bank, then you (or someone) creates an instrument (closed account?) that's $50 shy of the total, mails it to bank, and then you payoff the remaining $50 with a cashiers check.

Has anyone done this? I'm in Massachusetts if it matters.
Thank You,