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  1. Two Bay Horses

    Two Bay Horses

    There is a story of a man borrowing money and being asked for collateral. He said he had two Bay Horses, leading the lender to believe he was talking about the four footed kind, as in live animals. So, horses were listed and the loan was funded, the lender never being the wiser to the fact he had funded a loan with collateral actually being only SAW HORSES, made from the wood of a Bay Tree! It was ALL imaginary, but it worked!

    Our entire system of commerce ...