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I recently got a stamp made that said:
DEPOSIT FOR CREDIT ON ACCOUNT OR
EXCHANGE FOR NON-NEGOTIABLE
FEDERAL RESERVE NOTES OF FACE VALUE
Just today I deposited (3) checks with nothing but that stamp and the account number on the back..
The teller didn't even blink an eye (after she gave a funny look while reading the back of the checks).
I consider this a success, since my luck usually brings down the full force of government bureaucracy/policy.
Well, I guess this goes into the "learn to keep records" bin.
I have a personal account at USBANK and a business account at a different one.. My deposits at my business account will have an image of the copy of your checks, front and back, online that you can print. Well, I just checked the US Bank deposit, and none of the checks were scanned. So if I never made copies before depositing them, then there is no record of my non-endorsement.
I hope this helps.
Lesson learned.
Bank: +1, Me: 0