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  1. Replies
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    I have been redeeming lawful money since 2013....

    I have been redeeming lawful money since 2013. However 2015 filing filed in 2017 resulted in the 3176C letter. Simply responding stating that I have redeemed lawful money along with copies of checks...
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    I'd love to see the verbiage used in response to...

    I'd love to see the verbiage used in response to your 3176C letter.
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    Well after doing some research and speaking with...

    Well after doing some research and speaking with the IRS.

    While the IRS may be a trust fund in puerto rico and the biggest scam this world has knows it unfortunately has the masses in its favor....
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    Yes I am aware. I will promptly R4C it via...

    Yes I am aware. I will promptly R4C it via Registered mail tomorrow.

    I have already recieved full fed refunds for 2013-2014-2015and 2016. This notice was for 2015 which was filled in 2017...
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    I too received one of these 3176C notices. Should...

    I too received one of these 3176C notices. Should I R4C and resend via registered mail?
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    This was an erroneous entry on my report not...

    This was an erroneous entry on my report not actual
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    delete

    deltete

    test
    test
    test
  8. Replies
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    Just gave it some thought on how it was possible...

    Just gave it some thought on how it was possible to get an account at Navy Fed without entering a SSN.

    I created my account online. And when I call the support line for anything to do with my...
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    hmmm, I am concerned on why the teller...

    hmmm,

    I am concerned on why the teller couldn't see any restricted deposits for the last 2 checks...

    Maybe tellers can't and it is all done on the back end when they see the non-endorsement. (...
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    I see. Thing is. The deposits were made into...

    I see.

    Thing is. The deposits were made into my checkings account which already contained endorsed funds. So essentially there is a mix of lawful money and elastic money.

    I highly doubt the...
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    Another thing I'd like to point out. Is that...

    Another thing I'd like to point out.

    Is that credit unions are insured by the NCUA. Also due to being a credit union funds deposited are lent out to existing customer base instead of investments...
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    Hmm, Just noticed something odd. I just made a...

    Hmm, Just noticed something odd.

    I just made a payment on my auto loan online.

    I saw my payment was posted immediately after. Before it used to take the money out of my checkings account then 2...
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    Hmmm, I will give that a try. basically john =...

    Hmmm, I will give that a try. basically john = true name and john doe = legal name? correct?
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    Will do. I have only non-endorsed 2 checks so...

    Will do. I have only non-endorsed 2 checks so far. That according to navy federal they are able to provide me with front and back copies. But going forward I will also keep front and back copies of...
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    Hmm, good point. I did not ask for copies. The...

    Hmm, good point. I did not ask for copies. The reason I never had a signature card was because I signed up for the account online. She said it herself that I did not have one (even before we brought...
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    Tried to open my own thread but wasn't able to....

    Tried to open my own thread but wasn't able to. (just signed up)

    Hi everyone,

    Today I went to my local branch with a check in hand.

    Endorsed it

    Redeemed in Lawful money
    Pursuant to Title...
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