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Thread: Where to start?

  1. #1

    Where to start?

    Hello, i am new here -- just starting to understand the concept of lawful money.

    I just started a new job , and i am looking forward to being paid in lawful money. The problem is i already have a checking and savings account that was not opened in lawful money , but i do not save money in there i only use it for paying bills. i convert all my savings to gold bullion . Does having a bank account not in lawful money affect me in trying to redeem lawful money?

    For my other job i already filled out a w4 form before i learned about it, does this affect my ability to claim lawful money? How do i cash my check in lawful money without depositing into a bank account do i just make my demand and what banks must this be done at?

    Even if i make my demand income tax still gets taken out, what do i write in my tax return to return a full refund? what if i still do not get a full refund or the irs comes after me? and if this works can i just opt out of income taxes in the future so they do not get automatically taken out of my check?

    If someone could answer my questions and write down all the steps including if i should make copies of checks i would be very grateful as i am very new to this subject and currently living paycheck to paycheck working 2 jobs and need all the extra money i can get ,thank you.

  2. #2
    You can demand Lawful Money anytime, anywhere. Have you seen this example 1040?
    Blessed is he who keeps from stumbling over me.

  3. #3
    Thank you John Howard;


    Even if i make my demand income tax still gets taken out, what do i write in my tax return to return a full refund?

    Don't forget to include evidence of when you began, to the present, demanding lawful money. It may not be clear to the casual observer but study this example carefully - the email at the bottom. A possible interpretation for that is that you only need to publish your demand one time.

    http://img339.imageshack.us/img339/4...ddemandfor.pdf
    http://img832.imageshack.us/img832/2...1213header.jpg
    http://img850.imageshack.us/img850/2...1213termin.jpg
    http://img40.imageshack.us/img40/299...1113counts.jpg

  4. #4
    Quote Originally Posted by David Merrill View Post
    Thank you John Howard;





    Don't forget to include evidence of when you began, to the present, demanding lawful money. It may not be clear to the casual observer but study this example carefully - the email at the bottom. A possible interpretation for that is that you only need to publish your demand one time.

    http://img339.imageshack.us/img339/4...ddemandfor.pdf
    http://img832.imageshack.us/img832/2...1213header.jpg
    http://img850.imageshack.us/img850/2...1213termin.jpg
    http://img40.imageshack.us/img40/299...1113counts.jpg
    So i just write on the back of my pay check lawful money and full discharge for all transactions 12 usc 411 and 95 a (2) then when my tax return papers come write demand for lawful money reduction under number 21 of the form and thats it? should i include copies of my checks with the demand and staple them to the return? Im sorry for if i sound dumb this is my first over the table job where im filling out a tax return my other jobs i was young and had my parents fill them out for me i never filled out a tax return before
    Last edited by cmm4191; 01-13-14 at 11:25 PM.

  5. #5
    Quote Originally Posted by cmm4191 View Post
    Hello, i am new here -- just starting to understand the concept of lawful money.

    I just started a new job , and i am looking forward to being paid in lawful money. The problem is i already have a checking and savings account that was not opened in lawful money , but i do not save money in there i only use it for paying bills. i convert all my savings to gold bullion . Does having a bank account not in lawful money affect me in trying to redeem lawful money?

    For my other job i already filled out a w4 form before i learned about it, does this affect my ability to claim lawful money? How do i cash my check in lawful money without depositing into a bank account do i just make my demand and what banks must this be done at?

    Even if i make my demand income tax still gets taken out, what do i write in my tax return to return a full refund? what if i still do not get a full refund or the irs comes after me? and if this works can i just opt out of income taxes in the future so they do not get automatically taken out of my check?

    If someone could answer my questions and write down all the steps including if i should make copies of checks i would be very grateful as i am very new to this subject and currently living paycheck to paycheck working 2 jobs and need all the extra money i can get ,thank you.
    See this post, and 1040-Relief.

  6. #6
    Quote Originally Posted by doug555 View Post
    Thanks for the good read, i believe i understand the full process better now . Can you correct me if i am wrong?

    First write on the back of my pay check lawful money and full discharge for all transactions 12 usc 411 and 95 a (2) then make copies of all my pay checks for proof.

    Then when its time to fill out my 1040 simply write in line 21 demand for lawful money reduction , and write my gross income for the year on line 21

    Then write a supporting schedule demand for lawful money, listing my net pay , and all the taxes the irs has taken out. Then list my gross pay. While listing a copy of title 12 United states code section 411.

    Then i should receive a full refund , am i missing something?

  7. #7
    Quote Originally Posted by cmm4191 View Post
    Thanks for the good read, i believe i understand the full process better now . Can you correct me if i am wrong?

    First write on the back of my pay check lawful money and full discharge for all transactions 12 usc 411 and 95 a (2) then make copies of all my pay checks for proof.

    Then when its time to fill out my 1040 simply write in line 21 demand for lawful money reduction , and write my gross income for the year on line 21

    Then write a supporting schedule demand for lawful money, listing my net pay , and all the taxes the irs has taken out. Then list my gross pay. While listing a copy of title 12 United states code section 411.

    Then i should receive a full refund , am i missing something?
    NO, write ot on FRONT... NOT BACK.
    NO, line 21 amount comes from the Schedule. Follow example exactly.
    NO, GROSS pay, not NET pay. Follow example exactly. This is TRANSACTION-BASED.
    You must pro-rate the amount if you did not start demands on or before 1/1/13.
    IMO.

  8. #8
    Quote Originally Posted by doug555 View Post
    NO, write ot on FRONT... NOT BACK.
    NO, line 21 amount comes from the Schedule. Follow example exactly.
    NO, GROSS pay, not NET pay. Follow example exactly. This is TRANSACTION-BASED.
    You must pro-rate the amount if you did not start demands on or before 1/1/13.
    IMO.
    In one of the example schedules you sent me net pay is listed , but you told him to change it to regular pay. http://savingtosuitorsclub.net/showt...g-Lawful-Money

    Also should i not sign the back of the check? and what if the bank makes me sign it before cashing it?
    Last edited by cmm4191; 01-27-14 at 09:52 PM.

  9. #9
    Quote Originally Posted by cmm4191 View Post
    In one of the example schedules you sent me net pay is listed , but you told him to change it to regular pay. http://savingtosuitorsclub.net/showt...g-Lawful-Money

    Also should i not sign the back of the check? and what if the bank makes me sign it before cashing it?
    1. Gross Pay (regular pay) is a separate TRANSACTION. It also happens to be the basis for all derivative separate TRANSACTIONS.

    2. IMO, the BACK of the check is PRIVATE. It belongs to "them". Sign it the way they want it signed. The FRONT of the check is PUBLIC, and contains the demand statement.

    IMO, since 12 USC 411 is worded to allow 'redemption", and not "prevention", of FRNs, this implies that an unrestrictive endorsement is required on the back of a check.

  10. #10
    Quote Originally Posted by doug555 View Post
    1. Gross Pay (regular pay) is a separate TRANSACTION. It also happens to be the basis for all derivative separate TRANSACTIONS.

    2. IMO, the BACK of the check is PRIVATE. It belongs to "them". Sign it the way they want it signed. The FRONT of the check is PUBLIC, and contains the demand statement.

    IMO, since 12 USC 411 is worded to allow 'redemption", and not "prevention", of FRNs, this implies that an unrestrictive endorsement is required on the back of a check.
    Oh , okay so signing my name on the back of the check has no affect on redeeming lawful money.


    Thank you , you have been very helpful to me. The only thing that has me slightly confused is the schedule example you have shown me. Why would the gross pay, and all the taxes that have been taken out be added up then put on line 21 for gross pay deduction ? why wouldn't it be just all the taxes taken out for the year added up and put on line 21. forgive me as see i am very young and just moved out on my own and this is my first year i have to fill out a tax return on my own , i never filled out a 1040 before . Thanks

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