If you consider the typical mortgage or loan transaction. The buyer and his wife with SSN's sit down and make out a promissory note payable in "lawful money of the United States of America" and which is repayable* in such and such terms. A bank or credit union is either state chartered or federally chartered as to the banking powers. They most always have a state charter of some kind as relates to their corporate existence. In any case the financial institution has:
1] A federal taxpayer identification number (Commissioner of Internal Revenue; Secretary of the U.S. Department of the Treasury)
2] a state corporate charter or certificate of authority number or the like (State Secretary of State)
3] an account with some Federal Reserve Bank (that applies to credit unions and state banks even though they may not be FRB members)
4] state tax ID (State Revenue Director)
5] state or federal banking license or the like (State Banking Commissioner; U.S. Comptroller of the Currency)
The buyers:
1] checking account account with a bank
2] accounts with credit card company
3] social security numbers
4] residential addresses (post office, state circuit courts, U.S. district court associated)
5] tax payer ID numbers (file taxes and thusly have accounts with IRS) --not the same as the account with the SSA
6] drivers licenses (account with the state)
7] birth certificate.
If an SSN is involved: it might be worth knowing that the Social Security Administration itself has an ABA routing number and is set up like a financial institution.
Even with check cashing, one can do an analysis like this you can write down the chief state or federal officers involved in the oversight or issuance of those licenses, accounts, tax IDs or the like and that should give quite a solid fix as to what State officers might be pertinent. This might require a study of the structure or organization of the pertinent State. Also consider that Attorney Generals and Sheriffs tend to have a duty to see that other officers perform their duties. The National Guard also a similar function in case of staunch dereliction of duty or the like (i.e.rebellion or insurrection).
My point here is it might be truly helpful if one sits back and analyzes the nature of the parties to say a mortgage or "loan" or check cashing transaction it should reveal a lot.
For your convenience:
[1] List of U.S. Attorney's General
[2] List of Secretaries of State.(PDF also attached)
[3] State Treasurers, Comptrollers & Auditors
Reply With Quote