I have a question about my bank account. I am currently banking at wells fargo. Now i don't know if this is a non-interest bearing account. I have seen that this is the type of account desired. So what is the desired effect. Go to my bank and close the old account and open up a new non-interest bearing account then sign the interest card " Any and All Transactions redeemed for lawful money per 12 U.S.C. 411 "