Good points but key thing is that value comes from God and men. The poor need money to acquire what? Things men make or distribute in exchange for money, right? Is there anything in a big box retailer that isn't made by a man or by God? The stores are 'firewalls' that trick the minds of some into failing to realize that everything in there is made by man or by God.
Does not the State need labor and creativity to function according to a certain standard of living? Would there would be any babies, baby sitters, soldiers, tanks, movies, movie cameras, spies, smartphones, maids, security guards, architects, buildings, etc. without God or men, women, children or maidens? How does the State or a creature of the State lawfully acquire needful things without gold or silver pay the workman? Who is poor: (A) the man or woman with skills, energy, brains, weapons and land; or (B) the soul-less Monsantos, Citibanks, etc. that don't have any lawful money whatsoever to acquire the things they need to operate from the men or women who have skills, energy and brains?
How long would the Soviet Union have functioned without a single man, woman, maiden or child willing to expend even so much as nanowatt of energy or thought in support? How long would Monsanto, Unilver, the State, the United States (a state), the United Nations, etc. function without a single man, woman, maiden or child willing to expend even so much as nanowatt of energy or thought in support? None of them would function or exist and if they existed they would rapidly fade from human memory without such support. This is not a slight against any of the foregoing or against any legitimate and lawful government. Its for perspective. Afterall, what Legitimate and lawful government requires hokey gimmicks to function?
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Now imagine a King who has a duty to prosper his kingdom and those under his rule. Everyone is given a Royal Bond and Certificate so that they can exchange and trade needful things and provide them to the royal family, to the lords and to the commoners peacefully and equitably. Maybe the reason career merchants were kept out of Britain because they were non-producers and would disrupt the equity and posed a danger to the society. Of course, the merchants these days don't t want do business with anyone that doesn't have a Royal Bond or the equivalent, Why is that? For something that is allegedly worthless, they sure make a big deal out of you/me having it. Why is that?
Related:
Royal Warrant
Royal Charter