Just went to the actual bank to cash my paycheck ( instead of the grocery store ) . This is the 2nd time going to First Niagara . 1st time not a word . Went through the drive through and seen the female teller take the capsule. About 2 minutes later another person came to the mic and asked me what was on the back of my check. I said excuse me, he asked who wrote this endorsement. I responded with me, all the time. All he said was "that's cool" and that was that. Got my money and drove off.