How to use this Lesson Plan.

[David Merrill]

Thanks for this piece of the puzzle, however I have a question in regards to this "the user voluntarily incurs the obligation".

If "We the people" have no other choice but to use FRN's, then isn't it no longer "Voluntary"???

"Waivers of Constitutional rights not only must be voluntary, but must be knowing, intelligent acts done with sufficient awareness of the relevant circumstances and likely consequences."
Brady v. U.S., 397 U.S. 742 (1970)

The choice is how you bond the FRNs.

Do you endorse private credit and approve of fractional lending or do you redeem them in lawful money by demand? If you do the latter then you keep all the obligations to the US through the Secretary and the US Treasurer signing each bill.