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^^^^^^ THIS !! [...a very poignant explanation MJ....you are a blessing & a gift to this site !!]
....and teamsnowden, I believe it has been mentioned elsewhere on this site.....the remedy is between your ears. Once you make your demand for lawful money, you have expressed your intent.....what the banking institutions do afterwards to "redeem" [or not]....just doesn't concern you.
You've made your demand....now stand on it !!
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