All, I had trouble with my credit union. They would not accept a restrictively endorsed check nor was there anyplace on the signature card to attach any kind of qualifying statement. Rather then get into it with them. I had them fwrd my demand to there legal dept who basically said the same thing (BS). So I opened an account with US Bank (much closer to home) and was able to attach all necessary qualifiers to the signature card and they accepted my restricted endorsement checks. The asst. mang. was a little confused by it all and I simply said it won't effect the clearing of the check, only the nature. He still seemed plexed but that's not really my problem