So, I've learned about non-indorsement of the Federal system, how to do it etc. I've got a big check and I would really like to stop creating more debt. However, if the credit union won't take it, that will create a problem for paying the rent on time. I might be able to get some slack on the rent but how does it go from there? Do they return it to me (I'm going to deposit electronically from home) or do I have to get the corporation that sent it to me to cut me a new check?

Anyone know or have any suggestions?