Thanks, Doug!
Coincidentally, I've read and learned a TON from 1040 Relief- many, many, thanks!
So since I don't receive a paper payroll check that I can demand lawful money I need to Notice and Demand to my Fed bank?
I can call my online bank and ask them about the signature card.
Thanks again!
P.s. the 2nd link is broken- 1040 Help.