Just read this article about credit unions: Banks Turn Up Heat Against Credit Unions (an old 1996 article).

This brings up questions:
1. Would they be more "friendly" towards us Redeeming lawful money?
2. Does their tax exempt status help/enhance our position when we file our form1040?
3. Since they are not regulated by the FRB how that relate to FRN's?

Just wondering about any possibilities...