Money and Credit, by Hartley Withers, the great English authority on Finance.Under the influence of this purely capitalistic orientation, the estimation of economic values becomes one-sided; it is no longer rooted in the living connection which men must have with nature and with spiritual life, if nature and spiritual life are to give them satisfaction in body and in soul.It is easy to jump to the conclusion: The capitalistic orientation of economic life has these results, and it must therefore be abandoned. But the question is, whether in so doing we should not also be abandoning the very foundations, without which modern civilization cannot exist. One who thinks the capitalistic orientation a mere intruder into modern economic life, will demand its removal. But one who recognizes how modern life works through division of labour and of social function, will rather have to consider how to exclude from social life the disadvantages which arise as a by-product of this capitalistic tendency. For he will clearly perceive that the capitalistic method of production is a consequence of modern life, and that its disadvantages can only make themselves felt so long as the capital aspect is made the sole criterion in estimating economic values.Or uppermost ten and the lower millions However in a right structure of society, increase of capital should rather be the symptom which shows that the economic life, by taking into account all the requirements of man's bodily and spiritual nature, is rightly formed and ordered. The deep inner interests of individuals cannot unfold fully and freely through a spiritual life that is regulated by the political sphere, or that develops and uses human faculties merely as dictated by their economic usefulness. This kind of spiritual life may supply men with artistic and scientific movements as idealistic adjuncts to life, or it may offer them comfort and consolation in religion or philosophy. But all these things are only leading men outside the sphere of social realities into regions more or less remote from every-day affairs. It is only a free spiritual life that can penetrate the everyday affairs of the community, for it is only a free spiritual life that can set its own stamp on them as they take shape.The Men of Jekyll are our social realities.