When going to the employer's bank with paycheck in hand, "allodial" had some wisdom in choosing your words regarding payment of that instrument


http://savingtosuitorsclub.net/showt...Cashing-Checks
If your payroll check is drawn on a different bank than your bank then might be why you would be "Cashing it" at your bank. But if the check is drawn on the same bank you are aiming to get $$ from, then they are paying the check not CASHING it. If you think this is about splitting hairs: THE ABOVE IS SPELLED OUT IN BANKING TEXTBOOKS. The impression is that if at a bank you say you want to cash a check that is drawn on their bank --they might treat the transaction as if the check were drawn on a different bank "BECAUSE YOU ASKED FOR THAT SERVICE" and because you didn't use the 'magic words' "I am presenting this to your bank for payment" or the like.