Thank you, Sabo for injecting some intelligence into this conversation. Frankly, I wish you had the answer because you seem to be the only person here who speaks the common man’s English. David makes a lot of sense, but his tangents are way above my head.

We’re still no closer to an answer for how does a tax-exempt person get a new home loan. I may just go live in the streets instead at this point, there doesn’t seem to be much hope for an answer here.