Debit Cards are not Credit

[David Merrill]

I had a very interesting thread going on SJC about my experiences with debit cards. VISA eventually altered their policy around my argument - basically I do not owe you any Information about myself if the card is secured by the signatures on the bills I paid for it with - the Secretary and the US Treasurer. VISA's policy eventually transformed to me having to use my debit card within 60 days or I would have to call them and arrange for them to activate it until midnight.

Likely I will gather those files up for this thread but my recent experience transcend that episode by one step.

If you listen to the audio file, you will hear the annoying saga with PayPal. In hindsight I could have redacted the issue to our Agreement. The first agent and the supervisor were likely in China and had strict rules to follow. It would seem when I pointed out our legal agreement was the issue, [9:30 Minute Mark] that I was transferred to an American in the Security Department of PayPal who was quite agreeable with the law.

To the thread topic though, I could just go buy a new VISA debit card and tag that onto the PayPal account and go through the same setup hoops where I explain there is no billing information but the shipping information and I owe them no Information at all because I am not asking PayPal or VISA to trust me with anything - no credit is being applied for!

I noticed though that they have put a notice on the front of the debit card carton at the store: Purchaser MUST Activate this Card! - Something like that...



Regards,

David Merrill.