http://savingtosuitorsclub.net/showt...ull=1#post8956

Here is a question for those who believe making the demand equates to "self-executing redemption"...

Why, in the above anecdote regarding a rubber check, would the bank tear off the 12USC411 verbiage? If the demanded funds resulted in "self-executed" redemption, tearing off (or attempting to hide) the non-endorsement makes no sense; the funds are already redeemed so tearing that check wouldn't hide a thing, would it?