Currently being denied my deposit with demand to redeem lawful money

[Michael Joseph]

A beneficiary must issue forth a claim upon a board of trustees. For example, you may be eligible to receive social security benefits but if you don't issue your claim the benefits are not coming.

Likewise with 12USC411. You must stake your claim. I always use "demand is made for lawful money per 12USC411". It is simple stuff. I am moving their court.

I am motioning the court to move BUT I can not act for the court. The officers of the court carry out the orders of the court.

So my demand only PUSHES the court to act. I lack the capacity to redeem I can only make a claim upon the mercy seat.

here is another key. Stop and consider carefully what ALIENATION OF ESTATE means in reference to the typical endorsement. If you don't yet see then think what happens before a probate court. Is it not TRANSFER OF ESTATE?

What happens when the estate is transferred at Probate? There is an easy method to escape probate tax. A very easy method. And if you stop and carefully consider I have already told you herein how.

Shalom
MJ

[Noah]

It is simple. If I don't have the stamp handy I'll just handwrite "Redeemed Lawful Money per 12 U.S.C. 411" backside of the check. I use the Smartphone for deposits too - very handy.

It's not too hard to see whats going on here, even in the eyes of the unpottytrained observer. Seems doug555 has even given us a clue with his username.

[doug555]

It is simple. If I don't have the stamp handy I'll just handwrite "Redeemed Lawful Money per 12 U.S.C. 411" backside of the check. I use the Smartphone for deposits too - very handy.

It's not too hard to see whats going on here, even in the eyes of the unpottytrained observer. Seems doug555 has even given us a clue with his username.

Try Isaiah 55:5 and https://pentecostnation.wordpress.co...tecost-nation/

[ohiofoiarequest]

It is simple. If I don't have the stamp handy I'll just handwrite "Redeemed Lawful Money per 12 U.S.C. 411" backside of the check. I use the Smartphone for deposits too - very handy.

I have only ever run into a couple of issues when redeeming checks in lawful money of the United States. The very first time I tried doing so was back when I was still actively engaged in the labor force. I went to the employer's bank to cash a payroll check..at the bank the teller and then her manager both took up issue with the past tense use of "redeemed in lawful money" endorsement; to them it appeared to invalidate the check itself. A call to the bank's legal department got me the cash in hand but a strict admonishment to no longer endorse my checks in such a manner...which was avoided by simply going to another branch and writing the endorsement with present tense "redeem in lawful money 12 USC 411"...never another issue there.

I have since reduced the (non)endorsement on physically deposited checks to "12 USC 411 lawful money demand" or even simply "12 USC 411 demand". On the road a couple of months ago and deposited four checks featuring this verbiage into an out of state bank branch. The teller asked about the endorsement and expressed her concern that the checks appeared to be restrictively endorsed which somehow violated bank policy...I played dumb, shrugged and responded that at the request of my accountant I had been doing so without incident for years...after she looked up some policy on her computer and went for a quick consultation with her manager she came back to explain that the manager was fine with depositing the checks as they were and that she was sorry for the inconvenience of me having to wait on her to get an okay to do so.

While my past experience has been that nearly all the tellers have looked over my non-endorsement without so much as batting an eye..and therefore having met almost no resistance...I really do enjoy using the mobile banking app which allows me to RILM checks from the comfort of my home or anywhere on the road while being able to retain possession of the RILM checks for my records and not have to worry about the delay of inquiring teller minds.

When all else fails, play dumb or download a mobile banking app!

[KnowLaw]

I have only ever run into a couple of issues when redeeming checks in lawful money of the United States. The very first time I tried doing so was back when I was still actively engaged in the labor force. I went to the employer's bank to cash a payroll check..at the bank the teller and then her manager both took up issue with the past tense use of "redeemed in lawful money" endorsement; to them it appeared to invalidate the check itself.

A call to the bank's legal department got me the cash in hand but a strict admonishment to no longer endorse my checks in such a manner...which was avoided by simply going to another branch and writing the endorsement with present tense "redeem in lawful money 12 USC 411"...never another issue there.

You might want to try the following verbiage, also, as it states the matter in plain enough English that few, if any, will be able to argue with it:

"Deposited for credit on account in, or exchanged for, lawful money per Title 12 U.S.C. Sec. 411" Follow this up by printing underneath this verbiage your conditional endorsement as: True Name [e.g., John Alan] dba [doing business as] Fiduciary Trust Name [e.g., John A. Smith].

I've been using that verbiage since 2008 when I was first introduced to it in a similar law forum, and have never had any problem with using it. Tellers look at it, some do a double take, but then process the check as usual. I don't recall having anyone ever ask me what it meant.

[ManOfTheStreet]

I'm not sure if FRN are lawful money just because you redeemed a paycheck. Correct me if I'm wrong but you get a pay check from an employer. You go to employers back and non-endorse the check redeeming it for lawful money. The employers bank then gives you FRN in return. You merely deposited the check which was then redeemed in lawful money for the employers bank but not for you. you authorized the bank to go to the treasury bank to redeem the money. but they merely gave you FRN in exchange. the FRN are not really lawful money. wouldn't going to your back and depositing these FRN on a slip saying depositing lawful money be fraud as the FRN notes aren't lawful money? The FRN haven't been redeemed just the paycheck.