I am proposing that the signature is quite flexible and would solve things for Karl Nathan too.

If at my boss's bank, the full non-endorsement, since that goes over for cashing my paycheck. At my bank I could sign "Lawful Money" or "Regular Deposit of Lawful Money". The teller would say, this is not the signature on your Signature Card and I would say, Let me correct the Signature Card.

Planet Merrill can be fun!