Yes David, you should write that book! Even if it's only those 3 chapters. I would buy a case-full.
Freed, rather than BofA it sounds like you are waffling. Just do it. You're entering a private contract, set the terms.
I had no problem, see here: http://img10.imageshack.us/img10/9007/bofasc.jpg
See at the top "Personal Signature Card with Substitute Form W-9"
Here's another: http://jesse2012.com/signcard.jpg
Do you have authority or not?
I disagree with your: when spending lawful money, no sales tax is allowed,
A vendor is allowed to ask for whatever he wants, including taxes that may not be owed.