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Junior Member
Direct depost coming my way in January...2 credit unions decline to open accounts
Greetings all,
I got the "letter" at work telling me MANDATORY direct deposit will begin on Jan 1, 2012.
I went to two different credit unions today, presented them with $8000 in paychecks with the 12usc411 non-endorsement on them, and was told they don't accept any restrictive endorsements on them. So, I left without joy... Well, that sucks!
A while back, someone posted on a GLP forum topic (I believe David contributed to that thread for a time) about sending the bank I already have an account with a notarized letter stating that "All withdrawals or deposits on account XXXXXXXXXX-XXXX are for credit on account or exchanged for lawful money in the form of Non-negotiable Federal Reserve Notes of face value" Then send it registered mail to the bank.
Will this work, or does the actual signature card need this verbiage as well?
Thanks!
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