This seems to complicate things being of distraction, but there is other events that happen at the time it happens. Taking the word of this guy is no different then taking the word of the informer. How about go to the lawful construction itself rather then second hand opinion again?
Not worth the paper and ink it is printed and what is a cent, who determines that value?.
" full faith and credit " , this be at the discretion of the user. When one writes on it as the equivalent for lawful money it changes it's value quite significantly or does any of the examples previously mentioned, the only thing that could matter at the time of use is rate of exchange. This happens with gas prices all the time, " price per gallon ". It is not the currency that sets value. it is the value one gives of the thing exchanged for that sets the value. Even if it has backing of mortgages, a mortgage is still a lien. Falls back again to the conscience morality of a man and his agreements.
Also, the statute in Florida 697.02 "nature of a mortgage" just confirms the "mortgage" is actually just a "usufructuary interest" in the "property described"; the warranty deed "guarantees" the one using the name possession and use. All statutes do is govern an "usufructuary interest" "surrendered" to the "public".