Originally Posted by
doug-again
The manager at the bank called me within 24 hours of opening an (interest free checking) account, and claimed to have talked with a lawyer already. She wanted me to come and close the account, or fill out new paper work absent the redemption stamp on the sig. card, and absent the rights reservations i made on other docs.
To be clear, i did not include any reservation of rights in the sig. card. i just used the standard phrase you see around here.
She wouldn't even tell me its name. i asked her on the phone to have the attorner call me (since i obviously couldn't call it) and she said it wasn't any use. He'd just tell me the same thing she was. He's on contract with them after all, and can't really talk to me. [You know, like, i'm guessing he'd bill them for having to deal with me? They're already losing money having to ask him to review my stuff.]
"It's against bank policy. The stamp restricts the bank. We don't allow restricted endorsements. The reservation of rights alters the agreement. "
Anyway, i expressed my desire to her, to have the attorner prove his claim that the stamp is restrictive, or is included by me with intent to restrict the bank. i haven't heard from him. i thoroughly questioned her assumptions and nominalizations, and got no responsive answers; just subject changes.
If you know of a law that they might be violating, could charges be pressed against them? But, i'd like to find a way to gently persuade them to cash my checks for me, and maintain the account. i kinda like the place: small bank, free coffee, farm fresh eggs are sold there by a teller's daughter, nice people, convenient locations.
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