"Redeeming" Credit

[David Merrill]

I prefer to stick with the basic truth.

It became so I dread the 45-minute phone calls in order to use my debit card funds without Information. I have to convince an attorney at VISA that since I have already paid for the card funds - debit card - and VISA is not extending me any credit, I do not owe VISA anything, even credit information.

[selenahill21]

Thanks for the helpful information. For those credit card users, I have always had a single recommendation. The PenFed Promise has become the credit card for people who hate banks besides, it is a rarity among charge cards. How so? Try its no-fee structure, for starters. If you or a member of your household is a member of the U.S. armed forces or affiliated group, you are eligible to join Pentagon Federal Credit Union and make an application for the card.

[David Merrill]

Welcome Selena; Thanks for that kind of insight.

This is a long shot, but in context of the post above it would be inspirational to get a PFC debit card without giving information.