I went to my bank today to see if I can get my signature card changed to reflect my demand for lawful money. I was friendly about it and so was the rep and bank manager whom I usually deal with, even though they had no idea what I was talking about. They actually showed some interest. Of course, they had to make a call to see if they could do it. They said they would call me when they got a response, so I left.

I received a call about thirty minutes later informing me they 'do not do that type of restricted endorsement'. I asked them to send me a letter letting stating their decision and/or policy. That way, I figure, I have proof that I at least demanded lawful money.

David, how does one explain the difference between 'legal name' and 'real name' to a bank official? Is there a legal reference relative to their construction?

I suppose it is time to move my account to another bank.

Hugh