This is a short reply, I have not looked for an actual NPL but I'm sure they are out there.....

The Notary Protest Method (NPM) is an administrative technique based on the Uniform Commercial Code (UCC) that involves the presentment of strictly commercial negotiable instruments to financial institutions such as banks, creditors, mortgage companies, etc.

Commercial negotiable instruments include things such as promissory notes, bills of exchange, bonds, and checks.

The NPM method provides an administrative, nonjudicial method that uses a notary public to create certified, court-admissible evidence that the financial institution has dishonored a financial instrument that you want them to accept.

Statutes exist on the law books in many states documenting and regulating how and under what circumstances this method may be used in several states.

If you go on the internet and search for the phrase "notarial protest", you will find that this is a procedure used all over the world. http://www.famguardian.org/Subjects/...ertDefMeth.htm

YSearch and Notary Protest, Common Law Venue website & also known as Dishonor