Not to worry, I've had my share of senior moments.


I seem to remember that there are 4 essential elements to a legal note:

1. The absolute signature of the maker-

2. A specific amount of money-

3. A payee-

4. A time/date of redemption.

As in 1. The United States, 2. Shall pay 5 Dollars, 3. To the Bearer, 4. On Demand.