i agree with you that state agencies are allowed to ask for SSN, are banks state agencies? i have renewed my driver license in the past couple of months and while filling out the paperwork in the SSN box i left it blank no questions were raised over that. although i more than likely have furnished SSN when i was 15yo when i originally got DL so thats probably why it wasn't an issue. if this bank is a quasi state agent should i ask for the agents proof of bonding and oath of office? if they dont have such then they are not the state agency required to be furnished a SSN, correct?