Notice and Demand to the Fed

[enlightened]

hmmm,

I am concerned on why the teller couldn't see any restricted deposits for the last 2 checks...

Maybe tellers can't and it is all done on the back end when they see the non-endorsement. ( I confirmed with the teller that all checks are scanned front and back into the sytem when sent to the actual bank holding the funds ) so it may not matter what the teller says it is all done in the back end. since after all checks deposited at other instutions other then the originating one has to go to the orignal institutional first for release of funds. So when you make your demand the originating institution PAYS in lawful money rather then elastic currency and the record stays with the originating bank.

IF the receiving bank does not acknowledge the lawful money demand and funds... when clearly demanded. They are in breach of contract with federal government. Perhaps rendering them unable to place liens or litigation against you after you show proof paid for by lawful money and can actually in turn sue them for pains and grievances.

I'll try to find the online signature for my account. If I don't have one then I haven't signed and given them the right to report anything to the IRS, or levy, place liens on my account.

I'll go to another branch and update my signature card as I originally intended if that doesn't work. I'll serve them a notice with my intention to demand lawful money.

It's funny, because when she said she didn't see a restricted deposit I said " well, you (the credit union) can get in trouble for that since you are lending out my money when I am clearly not endorsing it" she said " I am choosing to accept your check; we are not required to. I can return the check to you. If you'd like." I told her no I made my demand, you already accepted it and deposited it. it's the credit unions problem if you do not comply.

When I left the bank everyone including people nearby were listening very carefully and looked at me like what did just happen.. lol