Bank 3rd person present: exists for our authority, Financially Incorporated a Social Security # as required regulation. IRS monetized security account. the property tax and mortgage payments are two hurdles when dealing with a bank your 10/% down payment secures the debt 10k reserves 90k > Fractional loans and no overhead God created Monkey,s after his disappointment in Man. Man created evolution out of that same disappointment. If one has paid the principal whose debt is it?