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The critical importance of banking
Banking (and by extension finance) is the most preeminent issue of the individual and their household.
You are either paying interest to someone else or waiving the opportunity to collect it from another.
Consideration should be given towards applying a banking model on one's personal finance. Other models may include a corporate or insurance model.
All my studies of law seem to point to and transition into commerce.
Law, banking, insurance, currency, et al are all regulatory.
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