How to use this Lesson Plan.

[shikamaru]

Thanks for this piece of the puzzle, however I have a question in regards to this "the user voluntarily incurs the obligation".

If "We the people" have no other choice but to use FRN's, then isn't it no longer "Voluntary"???

"Waivers of Constitutional rights not only must be voluntary, but must be knowing, intelligent acts done with sufficient awareness of the relevant circumstances and likely consequences."
Brady v. U.S., 397 U.S. 742 (1970)

You could avoid the usage of FRNs via self-production, trade and barter, etc.