I remember one day I received a check and I lacked a means to cash it due to a lack of ID so then I decided to experiment so I wrote on the back of the check

Demand is made for Lawful Money per 12USC411 and absent accommodation and without recourse by: Signature
PAY TO THE ORDER OF ABC, LLC

See what I did? I negotiated the Instrument and Assigned it - instead of depositing it or cashing it! Works just fine. No need to Order up any new Credit....

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Shalom,
MJ