I think your first notation covers it. I went into a COMPASS bank branch the other day and discovered how difficult it is just to read the Signature Card before opening an actual account. It of course required that I have a SSN or some kind of good faith attempt at the same. For example I could swear that I had applied and was waiting for one.

Therefore the question is whether or not you want to be a Freeman. I think the only official definition for a Freeman is domestic terrorist anyway. So... Can a Freeman have a SSN?