My take here is that "froze25" has conspired to slur lawful money redemption. A setup from the get-go to portray REDEEMING LAWFUL MONEY in a bad light. This indicates David Merrill is dangerously correct and the malicious (banking) element has sent agents here to dissuade the public. Very encouraging! And the JohnnyCash example adds some weight with the matching "55" shown on the return.