Forgive my ignorance; but I haven't a clue what all that means or how it relates to successful discharge of an electric bill.

Is "BRICS" involved in the discharge process when someone wishes to direct the water bill to the appropriate office for settlement?

I admit to not comprehending the connection when dealing with average-joe type matters like settling the home gas bill.

You seem to be addressing issues on a world-wide scale, I am speaking of addressing the cell phone bill. As micro as it may seem, these matters continue to require addressing every month.