The scenario Chex is paying a existing mortgage in cash as what my bank considers a accelerated mortgage payment as i have no bank account for them to debit and yes i asked the banker where is the note you sold It would be great if my down payment was in lawful monies that was 15yrs ago and a few foreclosures since my mortgage is a celebrity on its own mortgage payments had to be made at the banks lawyers office for two years as i closed my bank accounts now i go to bank and the branch forwards cash to collections division for the bank .I told them i comin for the interest in lawful money as soon as they find the original note they are going to show me where i promised 18 months left still no note.thanx for reply