Quote Originally Posted by David Merrill View Post
That is a great question and indeed is a little complicated.

If your wife works and does not wish to redeem lawful money you might set up your own accounts (at Wells Fargo) and that gives you an opportunity to demand redemption on the new Signature Card. You might just stop transactions in your joint (her) account but I would get my name off it if she still endorses.
I have a joint account with my husband who is currently working and I'm a stay at home mom at the moment. I've been demanding lawful money May 2015. I'm the only one demanding and we have a joint account at a credit union. He also get direct deposit.

I guess I can't file my taxes [we do joint filing and I'm the one that handle the filing] demanding for lawful money.

Any thoughts, David?