Cashed this one a week ago or so at a bank where I had no account. If I don't have the SS card on me ... then I can honestly say: I don't have a SSN. If the check is made out to LEGAL NAME then I can provide IT's SSN and still owe no tax on the income because I've redeemed lawful money. LEGAL NAME only used the Federal Reserve system as fiscal agent of the government to demand U.S. notes in the form of FRNs - lawful money. By law. See https://www.law.cornell.edu/uscode/text/12/411

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