P.S. Thinking this through a bit. You got that verbiage from 1856 (Bouvier's). So that was way before 1913 and 1933 when irregular deposits became the norm.

In other words you would be demanding that your deposit be regarded as a "regular" deposit - that you did not want the bankers to do anything "irregular" with it like holding it in reserve for loans and fractional lending.

Good find! Now you have me wondering if it might go over better than the, Lawful Money Demanded pursuant to Title 12 USC §411? My guess is that the attorneys who gave it any thought at all would justify things by saying, Abnormal is the New Normal. By regular, he must mean Regular.