The insurance issue is one that seems to come up often in regards traveling, I can remember a time when it wasn't required and we all seemed to survive. Having said that the choice to insure your car or not should be an individual matter. Many would disagree with this statement. I have at various times driven with and without insurance. If all other things were not required I feel that having insurnce would be a plus. The DOT issue is and interesting one but one which I find is unnecessary and only further clouds many issues in regards freeing oneself from contractual obligations with the government..... fB