My proposition is that once one begins to redeem lawful money, that they can apply remedy retroactively by one or both methods.
1) Stand on the accusation of Fraud by Omission. That is that the contract demanding Information and Self-Assessment (1040 Form) is vitiated by that fraud and that our civics teachers, parents and bank tellers are not to blame for the fraud, but rather are victims of the same fraud.
2) Stand on being a peaceful inhabitant. There has been some discussion here about that - being a conduit and allowing the State (by militant occupation) own the assets, but give you the usage. This involves volunteering to help the trustee settle up the account, after establishing that you know of the remedy and are consistently applying it. There is some evidence that this will "Satisfy" the IRS or DoR agent and cause setoff even for tax years prior to when the suitor began to redeem lawful money.