Mortgage Co. going bankrupt

[shikamaru]

I do like the concept of binary, being a programmer that description is very satisfactory.

Programmer, eh? Well, I am a server engineer.

How does one acquire anything on the private side without going through some commercial process-with the exception of private-to-private contracts-and thereby having to dawn the public persona?

Many ways. One way is to produce or build it yourself.
Another way is to pay cash. Cash affords anonymity and privacy.
Draw up your contracts as private and tender gold and or silver coin at law.
Avoid registration.
Avoid insurance.
Avoid licensing.
Avoid controversy.
Practice privacy.
Practice competent administration.

There is also the issue of capacity in addition to establishing an evidence repository with respect to some major purchases.

What is the vehicle for transference?

You can buy right the first time as well as avoid credit.

When redeeming lawful money is that considered a private transaction?

David Merrill would have to answer that question.