I found this:
naked contract:
"From the Latin term nudum pactum, or "bare promise" An agreement between two parties that is without any legal effect because no consideration has been exchanged between the parties. A naked contract is unenforceable.
In Roman Law, a nudum pactum was an informal agreement that was not legally enforceable, because it did not fall within the specific classes of agreements that could support a legal action.A pactum could, however, create an exception to or modification of an existing obligation." http://legal-dictionary.thefreedicti...Naked+Contract
Could a living wo/man's unrestricted endorsements be considered to create "pactum" and/or an exception to or modification of existing obligation(s) of the United States onto ourselves?