How DO I open a bank account that is not attached to any SS number or State ID?

[David Merrill]

So if they do not do it, then I would open a regular account and then make sure to sign my card with "12 USC 411". Correct?
Jesus Victor

Yes and demand Redeemed Lawful Money on all transactions.

This is what I have experienced- The bank will ask for an SS# to which you may show but basically the W-9 form is what gives consent for the banks to share account info with the IRS. You may decline to sign the W-9 and in exchange they will tell you that your account cannot earn interest. No problem! After having the account for a time the bank will send a W-9 form in the mail to which it may be ignored.

That is where I was going too EZ.

Since you are depriving consent to lend fractionally on your funds the bank is getting no benefit from your funds. I believe we described it legally as Special Deposit. They are just holding your money and have to hold it separate from the endorsers' funds. So do not expect that they have to pay you interest for no benefit.

I was added as a signor to an existing account without a SSN. They fussed a bit about it, and had to go up the chain to get the ok, which came through no problem. But even then they had to "threaten" that the "system" might "automatically close the account". That was several years ago and I've had no problems.

I'm about to begin a similar endeavor to open an individual account without a number or a driver license/passport. Instead of that "ID" I will identify myself on my terms via the affidavit of identity I have made public notice. W-9's are for "U.S. persons" and therefore not applicable to me; I'll likely furnish an alternative W-8BEN (for nonresident aliens). I also intend to add verbiage to the effect that all transactions related to the account shall be in lawful money, and that it is agreed the body of law that calls itself "Internal Revenue Code" does not apply. We'll see if it's still America in relation to banks.

That is great! I suggest that you supplement your ID with a Certificate of Search from the USDC.

Here is an example: