I think the real problem lies in the treasury, they are the ones buying the feds credit and floating it out to us poor saps.
IRS mailings don't mention the Fed on their letterhead they mention the treasury. And therein lies the real problem, I believe we have as much right to the use the treasury of our nation in our daily lives as is lawful for conduct of business which is what drives David's whole point home. When we redeem lawful money we are applying remedy per the savings to suitors clause and its guarantee of common law. It has taken me while to get used to these concepts but once they take your eyes are truly opened.