Substance of the R4C

[gdude]

Well today I logged on to my account..it was still open.

So I called my contact at the bank and she apologized and said she would close it today...I told her I changed my mind and leave it open. She asked if I was going to come in and resign the sig card, I said "no, your legal department could not cite any legal authority to prevent me from annotating the card.... because it is the law...I also pointed out that what we have is a valid contract.

She said they may have to close the account without a resigned card. I replied that they would have to be the ones to close the account and I am not going to resign a valid contract.

[David Merrill]

Well today I logged on to my account..it was still open.

So I called my contact at the bank and she apologized and said she would close it today...I told her I changed my mind and leave it open. She asked if I was going to come in and resign the sig card, I said "no, your legal department could not cite any legal authority to prevent me from annotating the card.... because it is the law...I also pointed out that what we have is a valid contract.

She said they may have to close the account without a resigned card. I replied that they would have to be the ones to close the account and I am not going to resign a valid contract.

Thanks! The only problem I see is that you called her. Technically I feel that you made an appearance. Now she has notified you that she might close the account without your consent and that notice is verbal so it is difficult for you to R4C. There are plenty of banks though and kind of a shame on that bank if you have to go through this again down the street.

Did you inquire of the papers about interest?

Also there is some freeware called ROP (for Record on Phone - obviously Chinese). If you use a landline it records well through the modem connector.